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We Provide Amazing Solutions



Some insist that individuals cannot repair their credit without waiting years for negative items to be removed. Don't believe them. Pagán Professional & Financial Services, LLC has been doing this for a long time and in that time we have found that through continually refining and redefining our strategies, we have secured methods that provide optimal performance. 

Although the details of the process change as new laws are passed and regulations are added, the underlying principle has remained virtually the same when challenging inaccurate or unverifiable information from a credit report.  We have an aggressive approach that has served our clients well over the years.

> Track Your Progress 24/7.

> Receive email and text message alerts

> Help Desk Ticketing system

> Unmatched Customer Support

> Unmatched results!

Best Services


While in our program, it is important that we work together to get the best results.  Here are a few things you should know to maximize your Results... 


Most companies just send out template letter after template letter hoping for different results.  We understand that each client is unique in their situation and we strive to get the best results for each client. 


We pride ourselves on communication with our clients and referral partners. Using text message and email alerts, we keep you in the loop throughout the process. 




We examine your credit reports from the bureaus

We Examine your reports from the three bureaus, Experian, Equifax, & TransUnion. Here is a link to your credit reports for all three bureaus.


We develop a plan for which items to dispute

One of our credit repair specialists will contact you within 24 hours of receiving your reports. We will go over your report in detail with you and present our plan for which items we will dispute. You will be able to access a detailed status of this progress 24/7 at our password protected customer service web site.


Pagán Credit Repair 

works your case  

We begin to dispute your items by using its arsenal of credit report repair strategies and experienced staff to challenge negative items directly with the credit bureaus. Each individual case is different and depending on the number of negative items on your credit reports this step will be repeated for each subsequent loop through the cycle...


Sit back and wait

for results

The credit bureaus have a "reasonable amount of time", approximately 30 days, to investigate your dispute.

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